Medicare is a complicated topic that is often pushed off until a person reaches a certain age or is contemplating retirement. There are multiple plans to choose from and companies craft various packages that seem to offer varying coverage, but have very vague definitions.
Humana Associate Vice President of Group Medicare Eric St. Pierre joined the America’s Work Force Union Podcast to discuss the solutions available to retirees, explaining how they invest in their clients and what Humana can do for retirees.
Solutions for retirees
St. Pierre said for most people, Medicare can be confusing, but Humana is working to simplify it. While many companies offer a multitude of plans with various options offering different coverage, Humana has simplified things.
Humana works directly with healthcare providers when building their packages. St. Pierre said these packages aim to keep clients as healthy as possible at a reasonable price. For retirees, their plans offer what is needed to stay healthy.
He said their main feature is using Medicare Advantage to craft their plans. By using Medicare Advantage, Humana is combining the various plan components and building something convenient and understandable for consumers.
Humana investing in their clients
St. Pierre said Humana is different from other Medicare companies because of their straightforward approach. Retirement is already complicated, and deciding on a Medicare plan can make the waters even more murky.
Humana has found ways to package different benefits. While competitors will create two separate packages with two separate sets of features, Humana works with their clients to create custom packages to fit a specific client’s needs.
Humana has taken the process a step further by offering individualized plans. St. Pierre said the company can create specific packages for individual employers, as well as creating specific plans for individuals. Being able to adjust to each client uniquely positions them to better serve each unique client’s needs.